Medicaid Eligibility

Medicaid Eligibility

Medicaid Eligibility depends on your age and income. If you’re over 65, you’re eligible for medicaid. If you’re under 65, you may gain Medicaid eligibility based on your income. The new rules for Medicaid start in 2014.

Starting January 2014, those making less than 133% of the Federal Poverty Line (FPL) are eligible for Medicaid. To apply for Medicaid, use the health exchanges just like everyone else shopping for insurance. Find the healthcare exchange for your state here.

What is Medicaid?

Medicaid is need-based, government health insurance for low income individuals. Medicaid is the largest government source of funding for healthcare in America. The Affordable Care Act expands Medicaid to man more people than ever before.

Obamacare expands Medicare in order to fill in the gaps in coverage that lower income people are going to experience. Medicaid is for low income individuals, families, children, pregnant women, people with disabilities, and senior citizens.

How Do I Qualify?

You qualify for Medicaid if your income is 133% of the FPL or below. Simply sign up on your state’s healthcare exchange to see if you qualify for Medicaid.

Medicaid: The Problem

The problem with Medicaid is that some states have chosen not to participate in the Medicaid expansion. This has created a huge coverage gap. A supreme court decision has given states the right to opt out of the Medicaid expansion.

If you live in a state where the Legislature has not approved of the Medicaid expansion, then you are not eligible for the expansion of Medicaid. Find out here if your state qualifies you for the expansion of Medicaid.

Here’s a video detailing the coverage gap that will leave 7 million people not eligible for Medicaid:

Medicaid Eligibility Videos

Here’s a more detailed video about Medicaid Eligibility Requirements:

Medicare vs. Medicaid

Medicare is a government program for people 65 years and over. It has four different parts that cover different healthcare needs: A,B,C,D.

Medicaid is a need-based government program funded by the Federal government, states, and even some counties.